Effective: March 21, 2026
These Terms of Service ("Terms") govern your use of capfit.co ("the Site"), operated by Pzonkies LLC doing business as CapFit ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms.
CapFit is an educational resource that helps business owners evaluate whether business capital fits their situation. We provide informational content, decision frameworks, and referrals to third-party lending services. We are not a lender, broker, or financial advisor. We do not originate loans, process applications, or make credit decisions.
Nothing on this Site constitutes financial advice, legal advice, or a guarantee of financing. All content is for informational and educational purposes only. Business capital decisions should be made in consultation with qualified financial professionals familiar with your specific situation.
When you click through to submit a business profile, you leave capfit.co and interact with ROK Financial. Your use of their services is governed by ROK Financial's own terms of service and privacy policy. We are not responsible for the terms, decisions, or outcomes of any third-party service.
By using this Site, you agree to:
We collect usage and advertising data as described in our Privacy Policy. By using this Site, you consent to the data practices described therein. We use Google Ads, Google Analytics, and Google Tag Manager to measure site performance and advertising effectiveness.
We use the Google Ads API to manage and optimize advertising campaigns that direct potential business owners to CapFit's educational resources. Our use of the Google Ads API complies with Google's API Terms of Service. Data obtained through the Google Ads API is used exclusively for campaign management, performance measurement, and audience optimization. This data is not sold, shared for unrelated purposes, or used in ways that violate Google's policies.
All content on capfit.co — including text, design, graphics, and the CapFit brand — is owned by Pzonkies LLC. You may not reproduce, distribute, or create derivative works from this content without written permission.
The Site is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that:
To the maximum extent permitted by law, Pzonkies LLC and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on its content.
These Terms are governed by the laws of the State of Arizona. Any disputes will be resolved in the courts of Maricopa County, Arizona.
We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
CapFit — a product of Pzonkies LLC
614 S Wilson St Apt 3
Tempe, AZ 85281
Email: wralyn.m.penick@gmail.com